Meet evolving global mandates
Regulations and scheme requirements change frequently. Built-in support for evolving standards and mandates, such as PSD2 and PSD3, helps institutions stay compliant without constant system redesign.
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Swisscard replaces OTPs to authenticate online payments
Regulatory compliance
Regulations keep changing. Customer expectations don’t. Stay compliant with global and regional mandates while delivering secure, low-friction experiences that don’t slow customers down.
Total
EMV 3-D Secure
Fully
Biometric authentication
100%
Customer and payment authentication
Mandates update and evolve. That doesn’t mean customer experience should suffer. When compliance is built directly into authentication and decisioning, it becomes effortless.
Protect your customers without getting in the way. When authentication adapts to real risk and behavior, legitimate users move through digital banking journeys effortlessly. The result: stronger protection, smoother experiences, customers who trust their bank—increasing share of wallet, deposits, and revenue growth
Regulatory requirements continue to evolve across regions and payment schemes. Financial institutions must meet compliance mandates without introducing unnecessary friction for customers or slowing digital innovation.
Regulations and scheme requirements change frequently. Built-in support for evolving standards and mandates, such as PSD2 and PSD3, helps institutions stay compliant without constant system redesign.
Compliance should not come at the expense of customer experience. Modern authentication enables institutions to meet regulatory requirements without disrupting digital journeys.
Regulations often require step-up authentication for certain transactions. Risk-aware decisioning ensures strong authentication is applied when required while allowing low-risk activity to proceed.
Detailed authentication records and reporting provide clear evidence for audits, dispute resolution, and regulatory reviews.
All the technology needed to meet global regulatory obligations without sacrificing strong security or optimal experiences.
Strong customer authentication methods support global regulatory requirements like PSD2/3 while enabling secure digital banking. Device-bound credentials and biometrics provide secure verification aligned with modern standards.
EMV 3-D Secure supports regulatory requirements such as PSD2/3 Strong Customer Authentication (SCA) while enabling risk-based exemptions that preserve smooth payment experiences.
Risk intelligence enables compliant authentication decisions by evaluating transaction context in real time. This ensures strong authentication is applied where required while supporting risk-based exemptions.
Strong customer authentication methods support global regulatory requirements like PSD2/3 while enabling secure digital banking. Device-bound credentials and biometrics provide secure verification aligned with modern standards.
EMV 3-D Secure supports regulatory requirements such as PSD2/3 Strong Customer Authentication (SCA) while enabling risk-based exemptions that preserve smooth payment experiences.
Risk intelligence enables compliant authentication decisions by evaluating transaction context in real time. This ensures strong authentication is applied where required while supporting risk-based exemptions.
The first of its kind in Europe
In Germany, card issuer qards (formerly PLUSCARD) adopted Entersekt’s multi-factor authentication. By choosing a hardware token solution based on FIDO standards, they not only met PSD2 SCA compliance, but gave customers a choice of methods based on their device preferences.
"Customers without a mobile device now have the option to approve their online payments conveniently and securely with the FIDO token."
Browse more outcomes
Find quick answers to common questions about meeting regulatory compliance.
By embedding compliance into authentication and risk decisions, aligning with global standards like PSD2/3 and GDPR.
Yes. Risk-based authentication applies step-up only when required, keeping most journeys seamless.
Built-in support for evolving mandates reduces the need for constant system updates or redesigns.
Yes. Detailed authentication records provide clear evidence for audits, disputes, and reviews.
It supports EMV 3-D Secure, FIDO authentication, and global regulations like PSD2/3 and GDPR.