Buyer’s Guide: The smarter 3-D Secure ACS
Learn how Entersekt’s modern 3DS ACS stands out from competitors to reduce payment fraud and friction.
Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.
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A different approach to digital banking and payment authentication
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Swisscard replaces OTPs to authenticate online payments
3-D Secure payments
Ensuring safe, seamless online payments for issuers, processors, payment service providers, merchants, and card networks with EMV 3-D Secure (3DS).
62%
Driving organizational efficiencies
66%
With enhanced security and user experience
70%
Cost savings without adding friction
Modern 3-D secure solutions are proven to simultaneously prevent card-not-present (CNP) fraud and improve cardholder experiences. Issuers, processors and merchants see reduced fraud losses, chargebacks, false declines, and regulatory fines, while increasing revenue.
Regardless of the location or market, online payments must maintain regulatory and card network compliance.
Ensure continuous compliance with card network and regulatory requirements while decreasing fraud liability.
Outdated 3DS systems offer limited control and high support costs; dependency on OTPs increases social engineering risk.
Modern 3DS solutions with admin, config and reporting; rules management; end to end testing; and risk-based authentication.
High friction challenges, and lack of multi-factor options increase false declines, and have higher abandon rates.
Stronger security, better experiences: SMS/email OTP, mobile app push notifications, biometrics, passkeys, device ID.
Buyer’s Guide
According to Datos Insights, 57% of fraud executives are concerned about consumer scam attacks. That’s no surprise considering how scammers use AI and machine learning to create attacks that trick even tech-savvy customers.
Outdated fraud prevention measures, like OTPs still used by many ACS providers today, are no longer effective at safeguarding customers. Discover the smarter ACS advantage...
CNP payment security without friction
Increase authorization and approval rates while reducing cart abandonment and customer churn. Deliver high-security authentication that users prefer, with up to 98% frictionless rates.
Entersekt enables financial institutions to maximize security and minimize friction by leveraging best-in-class customer authentication technologies across all digital banking channels.
Modern payment authentication for next-gen fraud prevention. Entersekt is a global leader in EMV 3DS certified solutions for end-to-end transaction authentication across all three domains.
Risk-based authentication (RBA) that dynamically adjusts authentication requirements based on contextual risk factors—such as device, location, and user behavior—to balance security and user experience.
Entersekt enables financial institutions to maximize security and minimize friction by leveraging best-in-class customer authentication technologies across all digital banking channels.
Modern payment authentication for next-gen fraud prevention. Entersekt is a global leader in EMV 3DS certified solutions for end-to-end transaction authentication across all three domains.
Risk-based authentication (RBA) that dynamically adjusts authentication requirements based on contextual risk factors—such as device, location, and user behavior—to balance security and user experience.
Reduced false declines, increased conversion rates
Working with Entersekt, leading South African retail bank, Capitec, streamlined their full 3-D Secure journey and reaped the rewards: conversion rates increased by 54% in six months; transaction value grew 149% in the first year.
“Entersekt very much felt like a partner… wanting us to be successful and not have issues with our data integrity with Mastercard.”
Secure 3DS payments
Find quick answers to frequently asked questions about 3-D Secure payments.