Stop fraud before losses occur
Early risk detection identifies suspicious activity before transactions are completed. Institutions can prevent fraud instead of recovering losses after the fact.
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Swisscard replaces OTPs to authenticate online payments
Reduced cost of fraud
Fraud losses are rising, but blunt controls are making it worse. False declines, chargebacks, and manual reviews quietly drain revenue. Trust erodes. Customers leave. Explore how to reduce fraud costs without blocking growth—or frustrating legitimate customers.
90%
For digital banking FIs
30-40%
Spent on resolution per fraud case
$55k
Prevented in 21 days for one FI
Account takeover (ATO), payment scams, and card-not-present (CNP) fraud are evolving too fast for static controls, overly sensitive rules, and legacy authentication. There’s a smarter way.
By replacing reactive blocking with adaptive, context-aware decisioning, fraud is effectively separated from legitimate behavior, reducing false declines and killing off entire fraud vectors. The result: fewer losses, disputes, and fraud costs; increased customer trust, share of wallet, deposits and, ultimately, revenue.
Early risk detection identifies suspicious activity before transactions are completed. Institutions can prevent fraud instead of recovering losses after the fact.
Accurate authentication evidence helps institutions resolve disputes more effectively and reduce reimbursement costs associated with fraudulent transactions.
Weak authentication methods leave customers vulnerable to phishing and social engineering. Modern authenticators remove common attack vectors and reduce successful fraud attempts.
Blocking legitimate customers increases operational costs and erodes trust. Risk-aware authentication separates fraud from genuine activity more accurately.
The power to detect digital banking and payment fraud earlier and more accurately, while allowing legitimate activity to proceed.
Strong, device-bound authentication methods protect customers from phishing and account takeover attempts. Biometrics and secure in-app approvals replace vulnerable OTPs and passwords.
Advanced 3-D Secure protects e-commerce payments with risk-aware authentication. Trusted transactions proceed frictionlessly while suspicious payments are challenged with strong customer verification.
Risk intelligence analyzes device, behavioral, and transaction signals in real time. Suspicious patterns are detected quickly, helping institutions prevent fraud attempts before financial losses occur.
Strong, device-bound authentication methods protect customers from phishing and account takeover attempts. Biometrics and secure in-app approvals replace vulnerable OTPs and passwords.
Advanced 3-D Secure protects e-commerce payments with risk-aware authentication. Trusted transactions proceed frictionlessly while suspicious payments are challenged with strong customer verification.
Risk intelligence analyzes device, behavioral, and transaction signals in real time. Suspicious patterns are detected quickly, helping institutions prevent fraud attempts before financial losses occur.
Real-time fraud prevention. Instant results.
In South Africa, Nedbank replaced OTPs with Entersekt’s advanced authentication. Overnight, successful phishing attacks reduced by over 99%. Almost zero fraud was reported after 11 months.
“With Entersekt, Citizens Bank saw a ~40% reduction in 3-D Secure debit fraud in Q4”
Browse more outcomes
Find quick answers to common questions about reducing the cost of fraud.
Fraud losses, chargebacks, false declines, and manual reviews all drive up operational and revenue costs.
By detecting and stopping fraud early using real-time, risk-based authentication and intelligence.
Yes. Strong, device-bound authentication removes common attack vectors used in phishing and ATO fraud.
No. Legitimate users move forward seamlessly, with step-up authentication only when risk is high.
Accurate authentication provides better evidence, reducing payouts and improving dispute resolution.