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Digital account authentication
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Authentication Advisor
Platform
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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation
Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance
Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments
Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions

Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.

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Careers

Interested in joining our team and reshaping the world of authentication?

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Why Entersekt
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A different approach to digital banking and payment authentication

Whether you’re shaping strategy, evaluating solutions, or staying ahead of emerging threats, this is where you'll find perspectives grounded in industry experience and focused on what works in practice.

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Featured content

Hand holding a credit card Payments

3DS is an authorization tool. Most of the industry just doesn't know it yet

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Case study
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Swisscard replaces OTPs to authenticate online payments
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Retail and commercial banks

Protect every customer, every channel, every transaction

Credentials are no longer proof. AI-driven fraud bypasses static controls and exploits channel gaps. Replace legacy methods with real-time, risk-aware authentication that shields customers, elevates their experiences, ensures compliance, and protects your bottom line.

Secure every interaction
Retail and commercial banks

Trusted by banks operating on a global scale through fraud and regulatory complexity

Proven across retail and corporate banking environments

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Swedbank logo
Capitec logo
Fisrt Financial Bank logo
Mastercard logo
Merrick Bank logo
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Chartway logo
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90%

Less ATO fraud

Stop attacks earlier with real-time intent detection

57%

Lower call center demand

Reduce manual effort with biometric self-serve password resets

<6 months

To full ROI

When integrating Entersekt’s solutions

Powerful fraud protection without impacting customers or operations

Fraud is no longer just about stolen credentials. It’s about manipulation, intent, and timing. Banks need to move beyond identity checks to real-time understanding and action, without adding frustration for customers, or cost and complexity for you.

Pain point

Credentials alone are no longer enough

Passwords and OTPs are easily bypassed through phishing and social engineering, exposing both retail and corporate accounts.

Pain point

Friction costs loyalty and revenue

Rigid authentication slows transactions, frustrates users, and disrupts high-value corporate workflows.

Pain point

Security is fragmented across channels

Siloed systems for digital banking, payments, and support channels create dangerous blind spots for fraudsters to exploit.

eBook  

Fighting fraud and poor digital experiences

Just one bad authentication experience can lead to loss of customer loyalty. To strengthen your bank’s value proposition now, and secure its future potential, it’s critical to invest in adaptive defenses that keep your customers’ identities and transactions safe, without adding unnecessary friction to their journeys.

One platform. Total control. Results that count

Unified security that works across banking, payments, and customer interactions

Every customer interaction tells a story. By connecting authentication, payments, and risk intelligence, banks get a complete view of intent. The result: Fraud can be detected and stopped earlier. Legitimate customers can move freely. And transactions and revenue keep flowing.

Authentication

Authentication

Replace passwords and OTPs with device-based, phishing-resistant authentication. Strong and adaptive, it allows banks to enhance protection and customer experience across login, transactions, and support channels.

Learn more
3-D Secure

3-D Secure

Turn online payment authentication and compliance requirements into a data advantage. Share richer context with issuers to increase approvals, reduce false declines, improve payment outcomes, and boost revenue.

Learn more
Risk intelligence

Risk intelligence

Combine behavioral, device, network, and consortium signals to make smarter risk decisions in real time—across every channel, and every customer interaction.

Learn more
Authentication

Authentication

Replace passwords and OTPs with device-based, phishing-resistant authentication. Strong and adaptive, it allows banks to enhance protection and customer experience across login, transactions, and support channels.

Learn more
3-D Secure

3-D Secure

Turn online payment authentication and compliance requirements into a data advantage. Share richer context with issuers to increase approvals, reduce false declines, improve payment outcomes, and boost revenue.

Learn more
Risk intelligence

Risk intelligence

Combine behavioral, device, network, and consortium signals to make smarter risk decisions in real time—across every channel, and every customer interaction.

Learn more

Retail bank success

From CNP fraud losses to total control, compliance, and cost savings

Centennial Bank, a retail bank deeply committed to securing its cardholders, faced escalating card-not-present losses due to an ineffective 3-D Secure solution. Learn how partnering with Entersekt and Mastercard resulted in a 30% reduction in fraud losses, improvements in transaction approval rates, and stronger compliance.

Centennial Bank
“Entersekt very much felt like a partner… wanting us to be successful and not have issues with our data integrity with Mastercard and also have successful customer experiences.”
Vicki Johnson, E-Banking Card Manager at Centennial Bank Shape

Helpful resources

Security that strengthens relationships

Protect customers and your bank, with minimal disruption

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FAQs

Find quick answers to frequently asked questions about our solutions for retail and commercial banks.  

How does Entersekt prevent account takeover fraud?
We use digital certificates to create unique device and browser identities. Consent is always received from the correct person on a trusted device.
Can we prevent fraud without negatively impacting customers?
Yes. With Entersekt, real-time signals are used to assess intent. Only high-risk interactions are challenged, while legitimate customers move freely.
Can your technology work across both retail and commercial banking?
Yes. A single integration supports multiple use cases and customer types.
Can Entersekt’s technology replace multiple systems?
Yes. Entersekt supports and protects across digital banking, payments, and support channels from one unified platform.