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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation
Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance
Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments
Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions

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Why Entersekt
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A different approach to digital banking and payment authentication

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Featured content

Hand holding a credit card Payments

3DS is an authorization tool. Most of the industry just doesn't know it yet

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Case study
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Swisscard replaces OTPs to authenticate online payments
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3-D Secure Server

Stronger authentication. Less friction. Better authorization outcomes

Fraud, false declines, and abandoned carts all erode revenue. Entersekt’s 3-D Secure (3DS) Server helps merchants reduce risk, improve authorization outcomes, and protect checkout experiences without adding unnecessary frustration for customers.

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3-D Secure Server

A 3DS Server built to improve authorization performance, reduce false declines, and accelerate revenue growth

Secure more transactions. Reduce false declines. Boost revenue.

550k+

Merchants served globally

Trusted across large-scale merchant and PSP ecosystems

7.5B+

Transactions secured

Proven at scale across global payment environments

10X

More transaction data

Sent to issuers under new 3DS protocol

Protect and grow revenue

Reduce fraud losses without creating checkout friction

Every unnecessary decline costs revenue.  By enabling richer EMV 3DS transaction intelligence, Entersekt's 3DSS helps improve authorization outcomes, reduce false declines, strengthen issuer decisioning, and improve checkout performance. 

Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance

Smarter decisions = fewer chargebacks and fraud losses

Reduced cost of fraud
Fraud prevention should not come at the expense of conversion. By enabling richer authentication data exchange and smarter risk-based decisions that stop bad actors without blocking trusted customers, merchants reduce chargebacks and fraud-related losses.
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Ready to discuss the potential of our 3-D Secure Server?

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Where smarter authentication protects and drives revenue growth

From e-commerce fraud risk exposure to global regulatory requirements, merchants face several complex challenges. A 3DS Server with authentication that adapts to real business challenges alleviates pressure by reducing payment risk and keeping checkout journeys fast, secure, and conversion-friendly.

 

Fraud reduction

Fraud reduction

Reduce chargebacks and fraud losses in high-risk card-not-present environments without increasing unnecessary customer challenges.

Global compliance

Global compliance

Meet PSD2 SCA and international scheme requirements consistently across regions while supporting secure cross-border transactions.

Legacy modernization

Legacy modernization

Replace outdated MPI infrastructure with modern EMV 3DS capabilities that improve fraud prevention and customer experience.

PSP scale growth

PSP scale growth

Support large merchant portfolios with rapid onboarding, multi-merchant configuration management, full data segregation, and simplified portfolio administration at scale.

Mobile commerce

Mobile commerce

Authenticate in-app purchases securely with friction-minimized experiences optimized for iOS and Android payment journeys.

Scale across merchants, channels, and global payment environments

Merchants, PSPs, and acquirers need more than protocol compliance. Entersekt’s 3DS Server provides the flexibility, scalability, and control to support secure authentication across growing transaction volumes without adding operational complexity.

Latest EMV support

Latest EMV support

Supports EMV 3DS 2.1, 2.2, and 2.3.1 for stronger authentication outcomes.

Flexible integration

Flexible integration

Connect through APIs and web services with broad ecosystem compatibility.

Management console

Management console

Gain near-real-time visibility into transaction activity, authentication performance, challenge rates, transaction outcomes, and operational trends with Prism.

Rapid onboarding

Rapid onboarding

Bring merchants live quickly with real-time onboarding and PSP mode support.

Built-in RBA

Built-in RBA

Adaptive authentication reduces unnecessary challenges and improves conversion.

Unlimited scalability

Unlimited scalability

Support unlimited merchants and transaction volumes across cloud or on-premise deployments.

Latest EMV support

Latest EMV support

Supports EMV 3DS 2.1, 2.2, and 2.3.1 for stronger authentication outcomes.

Flexible integration

Flexible integration

Connect through APIs and web services with broad ecosystem compatibility.

Management console

Management console

Gain near-real-time visibility into transaction activity, authentication performance, challenge rates, transaction outcomes, and operational trends with Prism.

Rapid onboarding

Rapid onboarding

Bring merchants live quickly with real-time onboarding and PSP mode support.

Built-in RBA

Built-in RBA

Adaptive authentication reduces unnecessary challenges and improves conversion.

Unlimited scalability

Unlimited scalability

Support unlimited merchants and transaction volumes across cloud or on-premise deployments.

Brochure

Entersekt’s 3DS Server: An engine for growth

Entersekt’s 3-D Secure Server provides the critical infrastructure for authenticating cardholders in real-time and reducing fraud—all while preserving a user experience that builds loyalty and trust. 

Speak to an expert

Speak to an expert

FAQs

Find quick answers to common questions about our 3DS Server.

How does Entersekt improve merchant approval rates?
By sharing richer authentication data, it enables more frictionless approvals and fewer false declines.
Can the platform support large merchant portfolios?
Yes. It is designed to scale across unlimited merchants, acquirers, and PSP environments.
Does it support mobile in-app authentication?
Yes. It integrates with Entersekt’s certified SDK for secure mobile app payment authentication.
How quickly can merchants go live?
Hosted deployments can be in production in under three weeks, significantly reducing time-to-market.

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