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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation

Authentication
AI-powered authentication covering all channels and use cases. Validate transaction integrity in real time, stopping fraud without disrupting the user experience.

Digital account authentication

3-D Secure
Powerful protection for every step of the payment journey. Stop fraud, protect revenue, and keep payment experiences seamless.

3-D Secure ACS 3-D Secure Server 3-D Secure Server Directory

Risk intelligence
Delivers real-time, context-driven intelligence—using global behavior data to stop threats before they can impact your bottom line.

Authentication Advisor
Solutions

By outcome
Reduce risk, improve experiences, and deliver measurable outcomes with low-friction security that pays for itself in under 6 months.

Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance

By use case
Explore the use cases that matter most to your business, from seamless logins to secure high-risk transactions.

Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments

By industry
Replace outdated, one-size-fits-all controls and disconnected systems with real-time, risk-aware authentication designed for your industry.

Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions
Why Entersekt

Why Entersekt

A different approach to digital banking and payment authentication

Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.

Leaders and investors Case studies Our delivery process Partners Press releases In the news Compliance and certifications

Entersekt support

Already an Entersekt customer? Have some technical or support questions?
Visit our support page

Careers

Interested in joining our team and reshaping the world of authentication?
Check out our careers page
Resources

Case study

Swisscard replaces OTPs to authenticate online payments

Whether you’re shaping strategy, evaluating solutions, or staying ahead of emerging threats, this is where you'll find perspectives grounded in industry experience and focused on what works in practice.

Blog Case studies White papers and ebooks Events Videos and webinars Podcasts Glossary and encyclopedia

Featured content

Payments

3DS is an authorization tool. Most of the industry just doesn't know it yet
Blog Read more

Contact us Speak to an expert

Speak to an expert

Digital account authentication

3-D Secure ACS 3-D Secure Server 3-D Secure Server Directory

Authentication Advisor

Powering authentication, payments, and risk intelligence from a unified, context-aware foundation

Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance

Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments

Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions

Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.

Leaders and investors Case studies Our delivery process Partners Press releases In the news Compliance and certifications

Entersekt support

Already an Entersekt customer? Have some technical or support questions?

Visit our support page

Careers

Interested in joining our team and reshaping the world of authentication?

Check out our careers page

A different approach to digital banking and payment authentication

Whether you’re shaping strategy, evaluating solutions, or staying ahead of emerging threats, this is where you'll find perspectives grounded in industry experience and focused on what works in practice.

Blog Case studies White papers and ebooks Events Videos and webinars Podcasts Glossary and encyclopedia

Featured content

Hand holding a credit card

Payments

3DS is an authorization tool. Most of the industry just doesn't know it yet

Blog Read more

Swisscard replaces OTPs to authenticate online payments

Why Banks Can’t Rely on One-Time Passwords Anymore

news Apr 22, 2026 1:15:00 PM

Banks are confronting a difficult reality: the one-time password, once treated as a reliable safeguard, is no longer sufficient to protect accounts in an environment shaped by automation and deception.

Schalk Nolte, CEO of Entersekt, made clear that the industry has long understood the limitations. “This is not new,” he said, noting that warnings about one-time passwords (OTPs) date back more than a decade.

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All insights

Find the right path forward

Explore the solutions most relevant to your organization

Solutions by outcome

Explore the outcomes that matter most, from fraud reduction to lower friction.

Explore by outcome

Solutions by use case

Find the right path for the challenges you need to solve across channels and journeys.

Explore by use case

Solutions by industry

See how Entersekt supports banks, credit unions, and other financial institutions.

Explore by industry

We don't just protect - we revolutionize

See how Entersekt helps financial institutions move forward

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Continue reading...

Fraudsters may target AI mandates as agentic commerce takes off

As AI agents begin to transact on behalf of customers, anxiety among financial institutions is mounting. But the industry already has the right founda...

Broader Risk Signals are the Key to Combat AI-Driven Fraud

Entersekt’s Chief Strategy Officer, Dewald Nolte, shares why FIs will need to adapt their authentication strategies to become dynamic and context awar...

Stellenbosch’s Silicon Valley moment

Stellenbosch is fast becoming one of South Africa’s most dynamic technology and innovation hubs. Digital security companies, including Entersekt, rein...