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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation
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3DS is an authorization tool. Most of the industry just doesn't know it yet

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Swisscard replaces OTPs to authenticate online payments
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Modern Authentication is the Front Line of Defense for Financial Institutions

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Digital wallets may be the most visible evolution in payments, but they are not where financial institutions should be focusing their security strategies. While 5.2 billion consumers increasingly tap, scan and authenticate with ease, the real point of control — and risk — still rests with the issuer.

Digital wallets are now the No. 1 way people interact with money worldwide, and every time a card is added to one, financial institutions are responsible for verifying that the person behind the request is legitimate. And as fraud tactics become more sophisticated, that moment has become one of the most critical lines of defense.

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