Swisscard AECS case study

Swisscard AECS case study

The only company in Switzerland to offer American Express, Mastercard, and Visa credit cards from a single source, Swisscard wanted to replace one-time passwords used to authenticate card-not-present transactions. Entersekt teamed up with Netcetera to help, and in 2014, Swisscard became the first European issuer to launch the Transakt mobile app for online payment authentication.

Business challenges

  • Improve cardholders’ experience of 3-D Secure and reduce abandonment rates
  • Meet changing digital payment security regulations
  • Roll out a new solution with minimal disruption to customers


  • Hundreds of thousands of transactions secured since launch
  • No reported fraud losses to date
  • Shopping-cart abandonment significantly reduced


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Entersekt is an international software development company based just outside of Cape Town, South Africa.

We are leaders in authentication, app security, and payments enablement technology, offering a highly scalable solution set with a track record of success across multiple continents.