Reducing ATO fraud by 90%
AuthenticationBy introducing real-time, risk-based authentication at key points in the digital journey, a top-50 U.S. bank reduced ...
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3DS is an authorization tool. Most of the industry just doesn't know it yet
The payments industry built EMV 3DS to prevent fraud. It succeeded, and in doing so, created a data-sharing channel capable of solving an even larger commercial problem.
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Youth Day: Investing in South Africa's future starts with its youth
CultureEntersekt partners with YES4Youth to help create paid, structured work experiences that equip young people with ...
Modern authentication and the impact on payments cost and performance
Chris Uriarte from Glenbrook, Amandeep Batra from Stripe, and Dewald Nolte from Entersekt explore how authentication ...
Banks need to know when the bot has permission
BankingAs AI tools become more commoditized, what separates leaders is how effectively they apply them.
Why banks can’t rely on one-time passwords anymore
AuthenticationBanks are confronting a difficult reality: the one-time password, once treated as a reliable safeguard, is no longer ...
Tokenization and 3-D Secure: raising approval rates with better data
3-D SecureWhen tokenization and 3DS work together, not in silos, 3DS becomes a trust signal instead of a risk flag, and ...
Agentic commerce
AAgentic commerce lets AI agents shop and pay for users. Learn how consent, authentication, tokenization, and fraud ...
Nonce
NLearn what a nonce is, how nonce values prevent replay attacks, and how authentication protocols use freshness, ...
Fraud decisioning
FFraud decisioning uses real-time signals to approve, decline, or step up transactions. Learn how risk engines protect ...
Human-Present Transactions
HLearn what human-present transactions are, how AP2 uses user approval and signed mandates, and why intent matters for ...
Identity ambiguity
IIdentity ambiguity occurs when systems cannot confidently distinguish a person, device, or account. Learn the causes, ...
Mandates in digital commerce
MUnderstand mandates in digital commerce, including recurring payment consent, merchant-initiated transactions, 3-D ...
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