Digital banking and fraud prevention

Grow trust with secure, seamless login and transaction authentication

Security that moves faster than fraud. Shield your customers from social engineering scams and phishing-led account takeover (ATO) fraud with low-friction security for account access and high-risk digital banking transactions.

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The award-winning digital banking and ATO fraud prevention solution trusted worldwide

Recognized by Liminal and Datos Insights

99%

Reduction in phishing attacks

experienced by a bank with >8 million retail customers.

90%

Reduction in fraud losses

Less than two months after deploying Entersekt.

98.2%

Average frictionless authentication rate

Provides customers with seamless user experiences.

Evolve from proving identity to validating intent

Legacy authentication fails because it only verifies identity, not intent. With a cross-channel platform that assesses the context of every transaction, Entersekt prevents sophisticated fraud attacks across the entire customer journey, before it happens.

Pain point

Fraud dollars lost

Direct losses from fraudulent transactions and reimbursements

Pain point

Customer churn

Frustrated customers closing accounts and switching to competitors.

Pain point

Operational inefficiency

Manual intervention increases workload for fraud investigation and customer support teams.

Analyst report

Entersekt named a Top Vendor for ATO Prevention in Banking

Entersekt was recognized as one of the top 15 vendors globally in the 2026 Liminal Link Index for Account Takeover (ATO) Prevention in Banking. Our adaptive authentication, behavioral intelligence, and low-friction fraud prevention helps banks stop ATO without compromising customer experience.

Purpose-built for financial services

Cross-channel, context-aware authentication across digital accounts and payments

Fraud doesn't happen in silos, but most security does. Entersekt bridges the security gap between digital account access and online payments. Applying the right level of protection in real-time based on transaction context provides the strongest defense against ATO and CNP fraud.

Authentication

Authentication

Maximize security and minimize friction by leveraging best-in-class customer authentication technologies across all your digital banking channels.

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3-D Secure

3-D Secure

Modern payment authentication for next-gen fraud prevention. Entersekt is a global leader in EMV 3-D Secure (3DS) certified solutions for end-to-end transaction authentication across all three domains.

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Risk intelligence

Risk intelligence

Risk-based authentication (RBA) that dynamically adjusts authentication requirements based on contextual risk factors—such as device, location, and user behavior—to balance security and user experience.

Learn more
Authentication

Authentication

Maximize security and minimize friction by leveraging best-in-class customer authentication technologies across all your digital banking channels.

Learn more
3-D Secure

3-D Secure

Modern payment authentication for next-gen fraud prevention. Entersekt is a global leader in EMV 3-D Secure (3DS) certified solutions for end-to-end transaction authentication across all three domains.

Learn more
Risk intelligence

Risk intelligence

Risk-based authentication (RBA) that dynamically adjusts authentication requirements based on contextual risk factors—such as device, location, and user behavior—to balance security and user experience.

Learn more

Advanced authentication for credit unions

Safeguarding credit union members and building trust

Entersekt’s advanced authentication and fraud prevention capabilities allow Chartway to assess risk as transactions happen. Legitimate member activity continues with minimal friction, while high risk behavior is addressed instantly and intelligently.

CASE STUDY

Chartway CU partners with Entersekt to protect members, reduce fraud, and strengthen digital trust

Read the case study
Columbia
“We’ve seen, as advertised, those external payment fraud losses coming down. I can tell you that the promise of 90% reduction has been kept.”
Casey Reynders, SVP Director of Product Strategies at Columbia Bank

Block fraud, not customers

Balance fraud prevention with seamless UX

FAQs

Find quick answers to frequently asked questions about our solutions for digital banking and fraud prevention.  

How does Entersekt prevent digital banking fraud?
We protect accounts and transactions using authentication and risk analysis to stop fraud like ATO and phishing. 
How does Entersekt prevent account takeover (ATO)?
We validate user identity and intent using device, behavior, and context to block unauthorized access. 
Will stronger security add friction for users?
No, risk-based, context-aware authentication enables seamless access for low-risk users and step-up only when needed. 
How does it improve customer trust and retention?
Secure, low-friction experiences reduce frustration, keeping customers engaged and loyal. 
Can you protect both logins and transactions?
Yes, our authentication secures account access and high-risk actions across digital banking and payments in real time.