A single, secure platform to combat fraud and friction.

Streamline and protect your customers' digital banking interactions with a unified, state-of-the-art technology platform built on market-leading risk intelligence.

From this foundational layer of security, financial institutions (FIs) are free to orchestrate superior, frictionless user experiences with smart step-up authentication based on the context of their customers' interactions.

Platform | Our technology

A single, secure platform to combat fraud and friction.

Streamline and protect your customers' digital banking interactions with a unified, state-of-the-art technology platform built on market-leading risk intelligence.

From this foundational layer of security, financial institutions (FIs) are free to orchestrate superior, frictionless user experiences with smart step-up authentication based on the context of their customers' interactions.

Platform | Our technology

The nexus of industry innovation: The Entersekt Secure Platform.

The Entersekt Secure Platform (ESP) is the engine behind all of Entersekt’s banking and payment authentication solutions. The culmination of years of experience and innovation, the ESP delivers an elite authentication strategy for each banking customer, across any engagement channel, personalized for that customer in the specific context.

At the heart of it all is our Authentication Advisor, which in turn enables true Context Aware™ Authentication and the countless security and user experience benefits that go with it:

All-powerful Authentication Advisor.
The Authentication Advisor ingests proprietary and third-party data sourced from global consortiums referencing millions of transactions and billions of data points to recognize reputable and high-risk characteristics in each interaction.

There are multiple ways that these authentication policies can be applied, with dynamic and adaptive rules leading the way.

Assessing insights that include user data, device properties, transactional behavior, geo-location, and more, the Authentication Advisor enables true context-based authentication by intelligently determining the optimal path to authenticate based on the risk score generated, the FI’s rules, and customer preferences.

​Rich, real-time data applied to every transaction empowers FIs to:​

  • Finetune risk-scoring models to maximize frictionless journeys​
  • Reduce the cost of fraud​
  • Facilitate higher transaction success rates​
The Context Aware™ advantage.
The Authentication Advisor enables Context Aware™ Authentication, bridging the worlds of online payments and banking authentication from one secure platform. ​

Context Aware™ Authentication empowers FIs to achieve that elusive balance between unmatched security and great user experience with capabilities that include:​

  • Advanced data-driven decisioning​
  • Cross-channel, context-based insights​
  • Customized authentication experiences​

​With Context Aware™ Authentication, FIs can finally access a complete, context-rich picture of both the customer and the interaction in real time and allows for a curated authentication journey.

Reap the benefits of significantly reduced transaction abandonment rates and enjoy increased success across your business.
One API that unlocks a world of opportunity.
A single, unified Application Programming Interface (API) from your FI to the ESP delivers everything you need to serve all your channels with more efficiency. Create secure, seamless, and compliant user journeys, while simplifying integration, deployment, and scalability to support additional banking and payment channels.
Bank-grade cryptographic security
Ensures the highest level of security for your customer data and that every single interaction is recorded, digitally signed, and tamper-proof.
Effortless, personalized customer journeys
Designed with passwordless authentication and a frictionless future in mind, our technology enables FIs to leverage leading, proprietary global risk data sources, together with active and passive authenticators to create secure and optimal experiences.
Continuous compliance
The world’s top banks and FIs trust Entersekt to continuously address evolving regulations and standards, so that you don’t have to. Our various certifications support PSD2/SCA, GDPR, PCI, EMVCo and more.
Your futureproof fintech partner.
As the financial threat landscape continues to evolve alongside customer expectations, FIs need cutting-edge fintech solutions that solve real-world challenges as they arise. Over the years, Entersekt has been granted over 120 technology patents, ranging from international patents such as ECERT, Multi-app, Multi-Factor Authentication, and Frictionless Multi-Factor Authentication, to essential local patents such as USSD Authentication.

The combination of relentless innovation to stay ahead of evolving digital banking and payment fraud, together with our state-of-the-art platform built for scalability, means our clients can depend on Entersekt to protect their customers both now – and into the next generation.

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