Snippet: This paper, compiled by the FIDO Alliance, reviews various customer authentication options available to merchants and wallet providers for the purpose of SCA delegation. It also reveals how FIDO meets the requirements of regulatory authorities, banks, merchants, and wallet providers alike.

Authentication options for SCA delegation, and why FIDO ticks everyone’s boxes   

Download your free copy now, no details required!

Authenticating consumers during remote transactions is undeniably good for both security and approval rates. But, for various reasons, not all consumers are always able to authenticate properly to their banks, adding unwanted friction to the process and increasing the risk of transaction abandonment.

Merchants and wallet providers typically have existing relationships with consumers, though, so what if the authentication method established during those relationships could be leveraged in an act of delegated authentication?

 In this white paper, the FIDO Alliance explores:

  • Detailed prerequisites for strong customer authentication (SCA) delegation, including regulatory requirements in PSD2 markets and the conditions banks need to agree to.
  • Different customer authentication options available for SCA delegation purposes.
  • The value of implementing FIDO for SCA delegation, with a focus on PSD2 compliance and benefits to the payment ecosystem.
  • How FIDO authentication is shared with banks to seamlessly approve transactions in compliance with PSD2 – for example, in a 3-D Secure message.
  • How merchants and wallet providers can implement FIDO for SCA delegation, keeping the customer journey in mind.

Get your free copy today.



Entersekt Logo

Entersekt is an innovator of customer-centric fintech solutions. Financial services providers and other enterprises rely on our patented mobile identity system to provide both security and the best in convenient new digital experiences to their customers, irrespective of the service channel. With us, they can concentrate on their innovation roadmap, while delivering intuitive, low-friction digital experiences to their customers.