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Lessons learned from global implementations of EMV and 3-D Secure

Aside from a wealth of other developments in the fast-changing e-commerce landscape, the move from magnetic stripe cards to EMV is accelerating fast. With it will come a spike in card-not-present fraud. In preparation, issuers are assessing a range of fraud-mitigation technologies, of which an effective authentication solution for 3-D Secure must be one.


This white paper outlines:

  • EMV and its impact on card-present and card-not-present fraud
  • 3-D Secure’s promise and the shortcomings of typical implementations
  • How to offer frictionless, strong authentication of card-not-present purchases


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