Transakt gains universal second factor certification

The FIDO Alliance has certified our product as a FIDO Ready™ U2F token.

Click here for more!

We make the
online world a
safer place to
bank and shop

Simple, intuitive, 100% safe consumer authentication systems built to restore the bond of trust banks and other enterprises share with their customers

OUR SOLUTIONS

Interactive transaction authentication for banks
serious about account takeover fraud

Entersekt’s solutions transform just about any mobile phone into a powerful weapon in the fight against account takeover fraud. Our patented technology picks up where password-based approaches have failed, by introducing an isolated communication channel between phone and financial institution that avoids reliance on the open Internet for user and transaction verification.

Our product, Transakt, lies at the center of all of our solutions. Using industry-standard X.509 digital certificates and proprietary validation techniques developed specifically for the mobile phone, Transakt achieves two things:

  • It converts the mobile device into a trusted second factor of authentication
  • It ensures that no communications can be decrypted or spoofed by anyone at any point between the device and Entersekt’s FIPS 140-2 Level 3 hardware appliance, safely installed behind a bank’s firewall
A SECURE CHANNEL OF COMMUNICATION COMBINED WITH MUTUAL AUTHENTICATION BETWEEN THE USER AND THE ENTERPRISE ENSURES PROTECTION FROM ONLINE FRAUD.


ONLINE
BANKING
AUTHENTICATION

Guarantee your banking customers protection from phishing and other online fraud – without using costly, clumsy one-time passwords.

The online banking experience

  • A banking transaction is initiated within a browser
  • Immediately, a mobile app displays the transaction details on your customer’s phone and prompts them to Accept/Reject it
  • They respond with a simple click – there is no need to remember static passwords or enter cumbersome one-time passwords
  • If they press Accept, the confirmation message is relayed to your financial institution and the transaction is completed
  • If they press Reject, the transaction is stopped in its tracks


Visit our Corporate Banking page >

FEATURES AND BENEFITS

  • Provides true out-of-band, two-factor authentication for login and transacting
  • Uses industry-standard X.509 digital certificates to authenticate the device and the financial institution (certificates are not tied to the SIM card or phone number)
  • Supports nonrepudiation through certificate-based transaction signing
  • Encrypts all communications end-to-end so that they cannot be accessed by any third party, including Entersekt
  • Saves on SMS costs because all communication is packet data
  • Makes expensive, inconvenient hardware tokens entirely redundant
  • Integrates with existing solutions (SOAP, RESTful, RADIUS, ISO 8583, SAML 2.0)
  • Deploys as a powerful SDK for incorporation into your organization’s mobile app or, where rapid rollout is required, the Transakt mobile app
  • Works with iOS, Android, BlackBerry, Windows Phone, and feature phones capable of running Java applications
  • Launches on the phone automatically
  • Requires little, if any, customer education
  • Android
  • Blackberry
  • Apple
  • Java
  • Windows 7

MOBILE BANKING
AUTHENTICATION

Offer your customers a mobile banking authentication experience as user-friendly as it is secure – and save significantly on implementation and maintenance.

The mobile banking experience

  • Your customer opens your mobile banking app
  • Depending on your organization’s security policies, a simple PIN or password may be all that is required to access the mobile banking app, since the digital certificate on the phone already proves the identity of the device
  • They can now transact as they would on any computer, but with two-factor authentication in place

FEATURES AND BENEFITS

  • Delivers an innovative integration of X.509 digital certificate technology with standard mobile phone app, enabling your customers to open a secure, authenticated connection to your servers
  • Provides out-of-band, two-factor authentication and asymmetric identification of the mobile device, without the customer having to switch apps
  • Counters phishing and man-in-the-middle attacks through dynamic certificate pinning
  • Encrypts communication across all IP-based data bearers (Wi-Fi, GPRS, 3G,CDMA, UMTS, LTE) using the Transakt SDK’s self-contained encryption stack
  • Enables your organization to provide secure, full-function mobile banking without having to sacrifice functionality because of security concerns
  • Deploys as a powerful SDK for incorporation of this functionality into your organization’s mobile app
  • Works with iOS, Android, BlackBerry, Windows Phone, and feature phones capable of running Java applications
  • Requires no change in user behaviour, and no additional devices
  • Android
  • Blackberry
  • Apple
  • Java
  • Windows 7

Card-not-present
authentication

Eliminate e-commerce-related credit and debit card fraud with a user-friendly reinterpretation of the 3-D Secure protocol.

The online consumer experience

  • A card-not-present purchase is initiated online
  • Immediately, a mobile app displays the transaction details and prompts the user to Accept/Reject it
  • The user responds with a simple click – there is no need to remember static passwords or enter cumbersome one-time passwords
  • If the user presses Accept, the confirmation message is relayed to the issuer and the transaction is completed
  • If the user presses Reject, the transaction is stopped in its tracks

FEATURES AND BENEFITS

  • Accredited by Visa, MasterCard, and American Express
  • Integrates with existing 3-D Secure infrastructure
  • Provides secure real-time confirmation of transaction details on the user’s mobile phone
  • Supports nonrepudiation through certificate-based transaction signing
  • Deploys as a powerful SDK for incorporation into your organization’s mobile app or, where rapid rollout is required, the Transakt mobile app
  • Works with iOS, Android, BlackBerry, Windows Phone, and feature phones capable of running Java applications
  • Launches on the phone automatically
  • Reduces customer abandonment by providing an intuitive experience and simplified user enrollment
  • Android
  • Blackberry
  • Apple
  • Java
  • Windows 7