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Digital account authentication
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Authentication Advisor
Platform
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Powering authentication, payments, and risk intelligence from a unified, context-aware foundation
Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance
Digital banking and fraud prevention Passwordless authentication Call center authentication 3-D Secure payments
Retail and commercial banks Merchants, acquirers, and PSPs Issuing banks and payment processors Neobanks and fintechs Digital banking platforms Credit unions

Discover the Entersekt difference: built into the platform and the partnership to be context-aware, market-focused, and close to customers.

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Interested in joining our team and reshaping the world of authentication?

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Why Entersekt
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A different approach to digital banking and payment authentication

Whether you’re shaping strategy, evaluating solutions, or staying ahead of emerging threats, this is where you'll find perspectives grounded in industry experience and focused on what works in practice.

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Featured content

Hand holding a credit card Payments

3DS is an authorization tool. Most of the industry just doesn't know it yet

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Case study
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Swisscard replaces OTPs to authenticate online payments
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Mobile Authentication

Eliminate phishing with secure push-based, phone-as-a-token mobile authentication 

Turn your mobile app into a powerful security asset. Deploy familiar push notifications and context-aware security that stops account takeover while keeping your customers in their flow.

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Mobile Authentication

Security shouldn't feel like a barrier to banking

Mobile-first, customer-always

98%

Frictionless logins

Invisible security that keeps customers moving

99%

Fraud eliminated

For one high-value client using Entersekt’s authentication

90%+

Less P2P fraud

Instant protection for instant payments

Performance-driven security

Move beyond legacy SMS and hardware tokens to a mobile-first experience

Modern consumers live on their phones. Ensure your security lives there too, with mobile authentication that provides a seamless link between identity and intent. By leveraging the mobile device as a trusted factor, you eliminate the vulnerabilities of legacy systems.

Reduced cost of fraud Better customer experience Higher transaction success rates Operational cost savings Regulatory compliance

Eliminate the risk of SMS interception

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Prevent phishing and man-in-the-middle attacks. Ensure that only the legitimate device owner can authorize high-risk actions with cryptographically signed push notifications.
Learn more

Replace SMS OTP with modern, app-based mobile authentication

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Secure every mobile touchpoint from login to high-value transfers

Mobile banking is no longer a secondary channel; it’s the primary relationship. Protect that bond by securing the device itself, ensuring that every sensitive action is authorized by the rightful owner with the least possible disruption to them.

 

Account access

Account access

Authenticate customers, digital banking access and login​

Money movement

Money movement

Consent for push payments secured by identifiers, signals and authentication ​

High-risk interactions

High-risk interactions​

Verify intent for large transfers, adding endpoints, or changing payment limits​ in real-time.

Password resets

Password resets

Remove the burden from your contact center and utilize safe app notifications to change passwords

Account recovery

Account recovery

Restore access securely without a call center. Use device-native trust to verify users during re-enrollment, reducing support costs and customer frustration.

Sophisticated security behind a simple interface

Leverage the power of a mobile SDK that integrates directly into your existing app, providing a secure, encrypted channel between your institution and your customer.

Compliant authentication

Compliant authentication

Identify your customers and offer better experiences by transforming their mobile apps into compliant possession factors of authentication with our patented technology.

Secure SDK

Secure SDK

Engineering trust into the palm of your customer’s hand

Push alerts

Push alerts

Instant, branded notifications for real-time transaction approval.

App shielding

App shielding

Protect the integrity of your mobile environment from malware.

A seamless user experience

A seamless user experience

Enable customers to digitally sign responses with just one touch.

Fast time to market

Fast time to market

Quickly integrate market-leading authentication and security into your existing mobile app, with our packaged software development kit (SDK).

Compliant authentication

Compliant authentication

Identify your customers and offer better experiences by transforming their mobile apps into compliant possession factors of authentication with our patented technology.

Secure SDK

Secure SDK

Engineering trust into the palm of your customer’s hand

Push alerts

Push alerts

Instant, branded notifications for real-time transaction approval.

App shielding

App shielding

Protect the integrity of your mobile environment from malware.

A seamless user experience

A seamless user experience

Enable customers to digitally sign responses with just one touch.

Fast time to market

Fast time to market

Quickly integrate market-leading authentication and security into your existing mobile app, with our packaged software development kit (SDK).

Blog

OTPs are no longer a barrier against ATO fraud

SMS OTPs are no longer effective against today’s fraud vectors. Their security is dependent on the security of cellular networks, so banks can’t assure the confidentiality of text messages or that they won’t be intercepted. This lack of robust mobile security poses a significant risk to both banks and their customers.

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FAQs

Find quick answers to common questions about Mobile Authentication.

Why is Mobile Authentication better than SMS OTP?
Mobile Authentication uses an encrypted, out-of-band push channel that creates a secure, private link directly between your institution and the user.
Is Mobile Authentication only for login?
No, our solution covers a wide range of use cases including automated password resets, removing the burden from call centers and saving FIs thousands.
Does adding a mobile SDK impact app performance? 
No. Our SDK runs asynchronously, ensuring that your app remains fast and responsive while providing bank-grade security in the background.
Is it possible to brand the authentication experience? 
Yes. Every push notification and authentication screen can be customized to match your institution’s UI. Customers stay in a familiar environment.

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