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Let’s explore EMV 3-D Secure

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Snippet: A significant change facing banks is the release of updated 3-D Secure specifications, which are intended to keep the card-not-present (CNP) authentication protocol fit for purpose. In this paper, we take a closer look at EMV 3-D Secure.

e-Commerce sales are growing at an astronomical rate and, not by coincidence, so is card-not-present (CNP) fraud. Some estimate that CNP fraud losses in the United States alone will total $6.4 billion by 2021.

3-D Secure helps prevent unauthorized CNP transactions by requiring consumers to authenticate themselves with their card issuer during transactions. A significant change facing banks is the release of updated 3-D Secure specifications, which are intended to keep the CNP authentication protocol fit for purpose.

This paper covers:

  • A brief history of the 3-D Secure initiative
  • The main differences between 3-D Secure 1.0 and EMV 3-D Secure
  • Information on the liability shift in favor of merchants
  • An introduction to Entersekt’s unique, unified solution for 3-D Secure compliance

Download our paper to learn more.

Download: white paper

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Entersekt is an innovator of customer-centric fintech solutions. Financial services providers and other enterprises rely on our patented mobile identity system to provide both security and the best in convenient new digital experiences to their customers, irrespective of the service channel. With us, they can concentrate on their innovation roadmap, while delivering intuitive, low-friction digital experiences to their customers.