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Let’s explore EMV 3-D Secure

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Snippet: A significant change facing banks is the release of updated 3-D Secure specifications, which are intended to keep the card-not-present (CNP) authentication protocol fit for purpose. In this paper, we take a closer look at EMV 3-D Secure.

e-Commerce sales are growing at an astronomical rate and, not by coincidence, so is card-not-present (CNP) fraud. Some estimate that CNP fraud losses in the United States alone will total $6.4 billion by 2021.

3-D Secure helps prevent unauthorized CNP transactions by requiring consumers to authenticate themselves with their card issuer during transactions. A significant change facing banks is the release of updated 3-D Secure specifications, which are intended to keep the CNP authentication protocol fit for purpose.

This paper covers:

  • A brief history of the 3-D Secure initiative
  • The main differences between 3-D Secure 1.0 and EMV 3-D Secure
  • Information on the liability shift in favor of merchants
  • An introduction to Entersekt’s unique, unified solution for 3-D Secure compliance

Download our paper to learn more.

Download: white paper

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