---
title: "Behind the Shield: The state of digital transformation and fraud challenges"
description: Entersekt's CMO, Frank Moreno, and Carrie Forbes, CEO of League Data, explore how digital transformation and new banking technology open new risks and opportunities for FIs.Play
---

[Resources | Entersekt ](https://www.entersekt.com/resources)

# [Behind the Shield: The state of digital transformation and fraud challenges](https://www.entersekt.com/resources/behind-the-shield-the-state-of-digital-t)

 Written by [Jonathan Mervis](https://www.entersekt.com/resources/author/jonathan-mervis) | Mar 8, 2024 6:07:00 AM

# Behind the Shield: The state of digital transformation and fraud challenges

For smaller banks and credit unions, allocating the necessary resources to fight evolving [banking fraud](https://www.entersekt.com/resources/videos-and-webinars/tpost/ytr54h2px1-fight-financial-fraud-with-passwordless) can be tricky. Especially since fraudsters are now creating more sophisticated attacks with the help of AI.

In this *‘Behind the Shield’* interview, Entersekt's CMO, Frank Moreno, and Carrie Forbes, CEO of League Data, discuss:

- The progress of digital transformation and adoption of new banking technology
- How new technology, like [real-time payments](https://www.entersekt.com/resources/blog/tpost/ga5rb06vv1-unveiling-the-dark-side-how-real-time-pa), can introduce new risks, like AI-fueled phishing and identity theft
- Innovative solutions, like [biometric authentication](https://www.entersekt.com/solutions/biometric-authentication), to protect FIs and their customers

*Further reading:*

- [Blog](https://www.entersekt.com/resources/blog/tpost/efnd02t681-breaking-down-silos-why-cross-channel-an): Cross-channel authentication that breaks down data silos
- [Video](https://cdn.jwplayer.com/previews/PwK8WwUq): Biometric authentication — tailor-made for a digital-first world

[View full post](https://www.entersekt.com/resources/behind-the-shield-the-state-of-digital-t)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Jonathan Mervis"
  },
  "dateModified" : "2026-05-14T12:43:03.430Z",
  "datePublished" : "2024-03-08T06:07:00Z",
  "headline" : "Behind the Shield: The state of digital transformation and fraud challenges",
  "image" : {
    "@type" : "ImageObject",
    "height" : 665,
    "url" : "https://info.entersekt.com/hubfs/Digital_transformation.png",
    "width" : 1184
  },
  "mainEntityOfPage" : "https://www.entersekt.com/resources/behind-the-shield-the-state-of-digital-t",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60,
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png",
      "width" : 60
    },
    "name" : "Resources | Entersekt"
  }
}
```