The Entersekt Blog

Industry news, security threats, and technology advances in consumer authentication.

EMV 3-D Secure: its gamechanger is no child’s play
15-08-2019|Jennifer Singh

EMV 3-D Secure: its gamechanger is no child’s play

Much has been written, tweeted and blogged about 3-D Secure, so by now we should all know that it’s a protocol for securely authenticating a consumer during card-not-present (CNP) e-commerce transactions. Additionally, it better protects the consumer, issuer and merchant from CNP fraud.
EMV 3-D Secure pushes the cost of fraud back onto the fraudster
23-07-2019|Steve Bledsoe

EMV 3-D Secure pushes the cost of fraud back onto the fraudster

In the US market, the consumer is always right, and in the never-ending quest for higher profits and brand loyalty, a merchant will do almost anything to earn a consumer’s repeat business.
It’s like your credit card, only better
07-03-2019|Gerhard Oosthuizen

It’s like your credit card, only better

In the “old days” – the days of magnetic stripe cards – we proved that we were the owners of our cards with a handwritten signature at the point of sale (POS). Then came the chip cards, for which we switched to using a PIN number in card-present situations to authenticate ourselves as the card owner.
The future of payments: A pool pump with a credit card?
10-01-2019|Alpa Somaiya

The future of payments: A pool pump with a credit card?

Press a button and your laundry detergent is ordered, delivered, and paid for. Your car knows when it needs repairs, books itself in, drives itself to the garage, and then pays for the service. Your fridge keeps track of what needs replacing, orders and pays for the goods. This sounded like a science fiction movie a decade ago, but thanks to the Internet of Things (IoT), it is all possible.
Ringing the changes with 3-D Secure
14-08-2018|Lelanie de Roubaix

Ringing the changes with 3-D Secure

In many ways, the evolution of the card networks’ 3-D Secure protocol is a reflection of how the world of e-commerce has changed. As with any process of change, growing pains are inevitable; in the case of 3-D Secure, they’ve been there right from the start. The imminent introduction of 3-D Secure 2.0 invites us to reflect, not only on the improvements it promises but the challenges that the industry has faced along the way.
Entersekt’s Connekt: the key to reducing cart abandonment
02-05-2018|Sherif Samy

Entersekt’s Connekt: the key to reducing cart abandonment

Cart abandonment is one of the biggest concerns for e-commerce merchants today. They are, after all, operating in a space where the customer holds the power to fill their shopping basket to the brim only to discard it at checkout if anything about the process doesn’t appeal them.
Mobile authentication: What happens when security and usability stop being mutually exclusive?
18-04-2018|Entersekt Editor

Mobile authentication: What happens when security and usability stop being mutually exclusive?

In digital banking, and more recently also in the mobile payments sphere, security and usability are commonly viewed as incompatible priorities. By implication, for security to be strong enough, it must also impose inconvenience on the user. At Entersekt, however, we prefer to ask: why do banks have to choose?
Three things you need to ask when choosing an authentication solution
28-03-2018|Jonathan Knoll

Three things you need to ask when choosing an authentication solution

I sometimes think that here, in the IT security sector, we’re having the wrong conversation about authentication. As we debate the respective merits of the various solutions, we’re in danger of forgetting the most important member of the value chain: the customer.
Mobile wallet technology boosts convenience for consumers and card issuers alike
08-03-2018|Gerhard Oosthuizen

Mobile wallet technology boosts convenience for consumers and card issuers alike

Today, mobile wallets are just one component of your institution’s overarching digital banking strategy. With the right solution in place, consumers can enjoy a superior payment experience whether shopping online, using a third-party wallet, or using a contactless payment method.
Authentication devices: are two better than one?
07-02-2018|Simon Rodway

Authentication devices: are two better than one?

At the end of 2017, two researchers at the University of Erlangen-Nuremberg in Germany discovered a weakness in the software that is used to protect 31 of the country’s mobile banking apps. As a result of this weakness, the researchers were able to successfully authenticate a transfer of money out of a banking account without the account holder’s permission.

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Entersekt is an international software development company based just outside of Cape Town, South Africa.

We are leaders in authentication, app security, and payments enablement technology, offering a highly scalable solution set with a track record of success across multiple continents.