The Entersekt Blog

Industry news, security threats, and technology advances in consumer authentication.

Confirm your customer: how strong authentication leads to more transactions
15-11-2017|Dewald Nolte

Confirm your customer: how strong authentication leads to more transactions

Losses from card fraud approached $23 billion worldwide in 2016, according to the 2017 Nilson Report, and with the rising tide of data breaches and other cyberattacks, that sum is projected to reach $33 billion by 2021.
GDPR and explicit consent: challenges and opportunities
24-10-2017|Alan Goode

GDPR and explicit consent: challenges and opportunities

Consent is a core part of data protection legislation. The European Union’s General Data Protection Regulation (GDPR) comes into effect from 25 May 2018 and aims to provide clarity on the previously contentious issue of obtaining an individual’s consent in order to process their personal information. With this, the EU aims to give control of personal data back to its citizens – data subjects in GDPR parlance – and to simplify the regulatory environment for organizations (defined as data controllers and data processors) inside and outside of the EU.
Since when is PKI scalable?
05-10-2017|Niel Bester

Since when is PKI scalable?

When we at Entersekt tell people that our solution uses X.509 certificates on a mobile phone, they often reply cynically, “But PKI doesn’t scale!?” How, then, are we able to make that claim?
Background authentication: Convenience, but at what price?
13-09-2017|Alan Goode

Background authentication: Convenience, but at what price?

There have been at least three occasions in the last couple of years when I have been anxiously trying to connect through to a bank’s fraud team contact center after having a payment declined.
Clumsy checkouts: the surest way to cart abandonment
01-09-2017|Clara Chennells

Clumsy checkouts: the surest way to cart abandonment

According to behavioral marketing agency SaleCycle, almost 75% of all online shopping carts are abandoned globally. With 70.9% and 74% respectively, Europe and the US actually rank the lowest. These numbers might seem alarmingly high, but they’re not completely surprising if you’ve ever been in the shoes of an online shopper.
How will behavioral biometrics change our lives?
25-07-2017|Clara Chennells

How will behavioral biometrics change our lives?

One of the biggest challenges in the realm of digital security is to find ways to make the experience of authentication as painless as possible, without compromising on security or technological sophistication. Digital banking users want to feel safe, but they do not want to submit a hair sample or submit to a polygraph test every time they make a purchase. To address the tension between ease of use and strong security, many companies are turning to behavioral biometrics.
Five reasons to take a second look at digital authentication
22-06-2017|Claudius van der Meulen

Five reasons to take a second look at digital authentication

Change is difficult. Why change the status quo if it works and everyone seems comfortable with it? This applies to all aspects of life, and banking security is no exception. However, change is healthy and arguably necessary as the digital world evolves around us. Here are five reasons why you should consider taking a fresh look at your organization’s authentication processes.
Can technology save private banks?
06-06-2017|Bronwen Kausch

Can technology save private banks?

Private banks are facing growing internal and external pressure. With so-called challenger banks pushing from the outside and legacy core systems threatening to burst their seams, these institutions are being forced to reassess their offerings and strategies. Technology may be able to provide some relief in this regard, but like retail banks, private banks will need to tread carefully when developing new products if they hope to hold onto a mercurial customer base.
Don't confuse biometrics with strong authentication
23-05-2017|Frans Labuschagne

Don't confuse biometrics with strong authentication

As our world becomes more digitalized, the information we want to keep private is increasingly at risk – and yet no-one wants that information protected by cumbersome security measures which do not fit in with our pace of living.
What's behind the brisk growth of risk-based authentication?
25-04-2017|Jolette Roodt

What's behind the brisk growth of risk-based authentication?

The move to chip cards in the United States has been touted as the trigger for the movement of fraud from card-present to card-not-present channels. The country’s dominant approach to combating this type of fraud is risk-based authentication. Is this because it has proven to be successful in preventing fraud, or is risk-based authentication’s attractiveness based on other considerations?

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Entersekt is an international software development company based just outside of Cape Town, South Africa.

We are leaders in authentication, app security, and payments enablement technology, offering a highly scalable solution set with a track record of success across multiple continents.